buying a house

The Case For (or Against) Adjusted Rate Mortgage’s

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What’s the longest time period you have ever lived in a home?  Consider Jane and John Doe who are buying a new house with a $200,000 mortgage. In this example: The expected ownership period is seven years The interest rate / APR on a 30-year fixed-rate loan is 4.5 percent The interest rate / APR … Read more

Is this the ONLY Investment Metric that Matters?

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Last month I had a great new client meeting. I asked this couple, who were first-time home buyers, young professionals, and in a really good place financially for someone in their late twenties: “When you purchase this house, have you decided what you will do with the extra cash you’ll be saving each month?” The … Read more

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  • Swanson Lending
  • C2: NMLS: #135622
  • LO: NMLS: #242366
  • 7290 Navajo Rd, Ste 104
  • San Diego, CA 92119
  • Licensed in AZ, CA, CO, FL, HI, MI, MS, OR, TN, TX, and WA

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Todd Swanson: AZ-1043112, CA DRE Broker-1162260, CO-100509491, FL-L065948, HI-242366, MI-242366, MS-242366, OR-242366, TN-242366, TX-242366, WA-MLO-242366

AZ/CA/CO/FL/HI/MI/MS/OR/TN/TX/WA with VA/FHA Disclaimer

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Real Estate, Broker # 0919209, California Department of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MBR3519; Hawaii Department of Financial Institutions, Broker# HI-135622; Michigan Department of Insurance and Financial Services, DIFS# FL0023565, SR0023566; Mississippi Department of Banking and Consumer Finance; Oregon Division of Finance, DFR# ML-4917; Tennessee Department of Financial Institutions, DFI# 135622; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, HI, MI, MS, OR, TN, TX and WA. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. Texas Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/rmlo_mb_forms.html)

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