CLIENT REVIEWS

We had the pleasure of working with Todd at Swanson Lending for our first mortgage on our first home purchase, and we cannot recommend him highly enough. From start to finish, Todd was incredibly helpful and knowledgeable. His deep understanding of real estate, investing, and the home buying process made us feel so at ease when purchasing and financing our new home. Todd, Dominic, and Nicole took the time to explain all our options and ensure we felt confident with our decisions. Their expertise and supportive approach made the experience much smoother and less stressful than we anticipated. Swanson Lending has an amazing team of dedicated professionals who truly care about their clients!
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Danielle Ewart Avatar
Danielle Ewart
8/01/2024
It was delightful and professional doing business with your company. Todd and Nicole were very helpful and patient to get me throughout the process. Thank you very much.
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Ann Hirt Avatar
Ann Hirt
5/08/2024
I highly recommend Todd Swanson and his team to anyone looking for a mortgage. They provided me superb service every step of the way through closing on a real estate purchase with a great mortgage rate.
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Jason Whooper Avatar
Jason Whooper
7/11/2023
It was such a pleasure working with Todd and his team to purchase our home. I had a lot of anxiety about buying a home as I wasn't sure we would qualify for a house big enough for our family of 8. After our first meeting with Todd, all that anxiety was gone and the home search became really exciting. My husband and I were able to enjoy the process as Todd and his team handled all the not-so-fun details of our purchase. I highly, highly recommend Todd to anyone who has a desire to purchase a home, or anyone who has questions about the process and doesn't know where to start.
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Nicole Hancock
5/11/2023
I give you a 10 out 10! The team is very professional and responsive. I personally appreciate not being kept in the dark and receiving regular updates. Also, the team seems to keep my best interest in mind. For instance, I was told by another lender not to shop around and not to move funds between my accounts under any circumstances, while your team encouraged me to compare and get an understanding of the loan costs, and also suggested to move all funds into one account, so I donā€™t need to pay wire fees for each transaction when transferring funds to the escrow account. I couldnā€™t believe it! Thank you again for taking me as a client last minute and assisting me with getting a loan.
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Nadiya K, Temecula, CA
2/22/2022
Thanks again for running me through all our options and reviewing my plans for my families financial future. I just wanted you to know your sincere desire to help and do what's best for me really shows and I can tell you'd do that with someone who isn't as close as we are.
I also wanted to mention your staff and their professionalism. You have obviously instilled in them your own passion and attention to detail. I know I shouldn't be surprised having seen your management up close and in person. Your team is on top of their game, with quick professional responses, a genuine urgency to complete the mission for their client while adding that soft touch making you feel genuinely cared about.

Just wanted to shoot that off to you, I've noticed it in all the times through the years we've worked with you.
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Stavie Neel
2/02/2022
On a scale of one to 10 you are ALL definitely a solid 10 Thank you again for having such a great group available to help me through the entire process. I now feel very capable and comfortable in beginning and completing my refinance, thanks to all of you. I feel at ease, and I trust the guidance and the people that I have had the pleasure to get to know throughout these years. Thank you for your caring and your professionalism in everything you do to help me with the refinancing process of my homes.
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Yolanda P
1/17/2022
Financial support you can trust Todd Swansonā€™s team has worked tirelessly for me several times now to lower my interest rate and help me procure much needed loans for home improvement. I always feel supported respectfully and efficiently by the Swanson group and Todd and his people consistently operate with integrity and transparency. I am a public school teacher, and thus not a high-income client, but this never matters to Todd Swansonā€™s team. They work just as hard regardless. It is refreshing to fully trust people who are providing financial services, which is why I continue to do business with Todd Swanson. I highly recommend you do the same.
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krmadden6
1/07/2022
Outstanding service I have used Todd twice and have been very very happy with the service provided by him and all his team. The first time was for a hard money loan and the second was to repay that hard money after my green card was finally issued. Todd made it all happen despite unbelievable complications
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terrysmyth847
7/06/2021
Amazing Lender-First Class Service-Very Knowledgeable I canā€™t say enough about Todd Swanson and his team. This refinance went very smooth. I love the system that you can just upload your documents and then communicate easily through email messages. Whenever I had a question the team was quick to respond. Todd was very impressive about his valuable insight to my goals for my financial situation. We weighed different options about interest rates, etcā€¦ I really feel that I was given all the facts and was able to make an informed decision. Again a great choice for a Mortgage Loan Consultant.
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Anne Franks
6/14/2021
Amazing Lender-First Class Service-Very Knowledgeable I have been working with Todd Swanson and his team for over 20 years. I am in the title insurance business and refer him my colleagues and associates in the business. Not only do I refer him business, I also do my personal loans with him. I feel very comfortable referring new homebuyers, investors, Real Estate agents to Todd and his team. They always do a great job. If I can think of one word to describe Todd Swanson would be Integrity. I canā€™t say enough about Todd Swanson and his team. This refinance went very smooth. I love the system that you can just upload your documents and then communicate easily through email messages. Whenever I had a question the team was quick to respond. Todd was very impressive about his valuable insight to my goals for my financial situation. We weighed different options about interest rates, etcā€¦ I really feel that I was given all the facts and was able to make an informed decision. Again a great choice for a Mortgage Consultant.
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Anne Franks
6/14/2021
No Questions Left Unanswered My wife and I began our home search in San Diego County and very quickly became a bit discouraged due to how fast houses were going on and off the market. A trusted friend referred us to Todd and Todd immediately put our minds at ease.

He spent over an hour on the phone with me and then even more time video chatting with my wife and I to help us understand all the numbers, rates, buyer credits, closing costs, etc. I usually approach these types of situations pretty skeptically. But, as this review is titled, Todd answered all of our questions and set our minds at ease very quickly.

Also, he was extremely patient with my wife and I and us changing our minds frequently and getting nervous in the market. He actually listened to our desired price cap and never pressured us to over extend ourselves. He was full of useful tips to get our home offers considered and his team did a great job of showing us houses and making the whole experience more enjoyable.

Lastly, and most importantly in my opinion, their phones are never off. Todd always answered my calls or called back promptly, always answered my emails, called occasionally to check on us and make sure things were going well, and his team was equally as available to us. From "we're interested in buying" to "the keys are yours, congratulations on your new home" was smooth and comfortable the entire way.
I've since referred a couple friends to Todd and will continue to do so!
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Rob H.
10/05/2020
On a Mission During this time of incredible and unprecedented uncertainties, it is so refreshing to come across Todd Swanson and team at C2 Financial Corporation. After going through this process with Todd and his team, it is a clear that they are on a mission to protect Homeowners like us! From our first phone call to finalizing our refinancing Todd and his team were there step by step! Theyā€™re completely vested in ensuring a great outcome for us and thatā€™s evident in the deal that we were able to close on! If youā€™re looking to refinance or for any mortgage dealings I highly recommend Todd and his organization!
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setcourse
4/22/2020
Greatest Financing Experience I was referred to Todd Swanson to refinance my home. The process was easy and seamless and Todd and his team delivered on all his promises. I am so happy to refer him and his team to my family and Friends. I am now in the process of having Todd and his team help purchase a commercial property and look forward to working with him again. In this day and age honesty, integrity and transparency are hard traits to find. Todd and his team make it seem like we were always his top priority. Its not about the money with him, i consider him a friend and i will use and refer him now and in the future. Thanks Todd for all your expertise and i appreciate all your help. God Bless you, your family and your company and we appreciate your service to this country. Your character is uncompromising. Thanks again for everything. We will see you next week on our hunt for a commercial property.
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Shawn Preman
7/03/2018
Todd and his team got it done Todd was referred to me by a few friends who have used him. Somehow someway idk...but I got into the house I wanted and Todd got me there. He will put you on the right track to secure a loan thats beneficial to you. I will definitely use him to refinance when its time, couldnt be happier I went with an office team that answers the phone when you call....yes, they answer the phone and talk to you when you have issues.
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Jesse S
6/05/2018
Todd has done it again! Flawless, easy, reassuring, and prompt. We utilized Todd for our purchase of the home in July 2017. Todd and the staff did a terrific job again! We're looking forward to our next re-fi.
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Ben McGrath
5/12/2018
Quick and painless Todd and his team are extremely helpful and behind you every step of the way. It was a quick, easy and painless process. The online document signing made the experience that much more efficient and saves trees in the process.
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Innovative Grafix
3/14/2018
GREAT SUPPORT šŸ‘šŸ¾ Todd Swanson and his team were absolutely great! They were there for me every step of the way, walked and explained the entire refinancing process to me. Todd and his team regularly followed up with me to make sure all the proper documents were getting to the correct agencies. Todd and his team made what could have been a difficult task very easy. I will always use Todd Swanson and his team for all of my refinancing needs. Thanks Todd.
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macjohnthebom
1/31/2017
Todd exemplifies a true professional that cares about his clients an takes great pride in everything he does... From the very first conversation with Todd I knew that we could trust him with our refinance needs on our home in Lake Havasu, AZ. Todd took the time to listen to our financial situation and was able to provide great options that would allow is additional cash flow during our retirement years. His recommendations were reviewed by our financial planner who absolutely agreed with his recommendations.
Any time I had questions during the process I could count on Todd to personally respond to my phone calls.
We will highly recommend Todd and his team to our friends and family for any of their mortgage needs.
Thank you!!!
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debbie ferrel
10/11/2016
Semper Fi. Todd and his team are to be commended for their superior customer service. Todd takes his fiduciary responsibilities to his clients seriously and represents his profession at the highest level . Through my most recent transactions with him, he has exceeded any expectations that I could have had. As a former Marine, I am highly impressed with his honor and commitment to excellence. If you did not know, Todd is also a Chief Warrant officer in the United States Marine Corps. It is no surprise that he approaches his business with the same vigor and honor that is required of an officer in the Marine Corps. I can recommend Todd without reservation and guarantee that you will receive the same excellent service that I did.Semper Fi.C.H.
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CraigHolton
7/21/2016
I have known Todd for many years and he is truly a professional. I have worked closely with him and know that he takes extremely good care of his clients. I highly recommend you work with Todd.
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Daniel Williams Avatar
Daniel Williams
5/27/2016
Great to work with and is on top of all aspect of the loan process! Todd has been my loan guy for 8 years. He recently help me refinance my house and as always it was seamless. Great to work with and is on top of all aspect of the loan process! I'm not the most organized person but he made sure I dotted all my "I" and crossed all my "T"! Thanks to him it was easy and another great experience! Thanks Again, Sean
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oldschoolslice
12/08/2015
We've refinanced twice before with someone else, were dissatisfied with their ... Todd and his team are, in a word, fabulous. We've refinanced twice before with someone else, were dissatisfied with their service, and had high hopes for working with Todd who came highly recommended by our financial advisor. From start to finish, he and his colleagues surpassed those high hopes. He spoke with us in clear language, always; he and the team laid out all options without ever overwhelming us or trying to up-sell any one product; and when our credit score wasn't what we anticipated, Todd went to bat for us with the lender so we ended up with the same picture we had been anticipating since our first meeting with him. We both work full time, and when we fell behind getting documents to Todd or anyone else involved, they gently reminded us and kept the whole process on track.When the whole thing was said and done, all documents signed and the refinance in order, Todd personally called us (on his own short vacation time!), asking if we had any lingering questions or if he could help further.Trustworthy, efficient, clear, and a good deal all around.
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ecothran5
11/30/2015
I am someone who doesn't get the finer points of this business. My husband and I tried to refinance with a couple of different people in the past. Both deals never happened after digging up all the necessary information and plodding through a very stop and start process. Both people were completely unresponsive with NO follow through so nothing ultimately happened. Very frustrating. The process with Todd was SO smooth. It was such a relief! I am someone who doesn't get the finer points of this business. All the information overwhelms me. Todd even has videos that guide you through the process. So helpful! We had a lot of questions and he answered them almost immediately. Afterwards, he thanked us for our business with some awesome cookies and a kind note. A great experience the whole way through. Thanks, Todd!
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erinpettit0
8/12/2015
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