January 2020 Real Estate and Mortgage Trends, San Diego, California

The highs and lows of the market seem to continue into the new year 2020.

Mortgage rates are expected to remain low and mortgage applications have increased.

More buyers will be entering the market due to the millennial surge at the ready-age for home buying. Housing supply could see tightening as more buyers are in demand. Developers and home builders have been preparing for the shift and are focusing on producing more smaller, starter homes for new buyers.

It is expected to see a slow rise in home prices, nationally, but some cities could see a drop or flatten, which will help the affordability issue.

Is it a good time to buy? Or is it a good time to sell? No matter your position in the market, there is room for all players. Reach out for more information or to connect with a professional!

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This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Real Estate, Broker # 0919209, California Department of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MBR3519; Hawaii Department of Financial Institutions, Broker# HI-135622; Michigan Department of Insurance and Financial Services, DIFS# FL0023565, SR0023566; Mississippi Department of Banking and Consumer Finance; Oregon Division of Finance, DFR# ML-4917; Tennessee Department of Financial Institutions, DFI# 135622; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, HI, MI, MS, OR, TN, TX and WA. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. Texas Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/rmlo_mb_forms.html). The C2 corporate website is www.c2financialcorp.com. The NMLS Consumer website is www.nmlsconsumeraccess.org.

Todd Swanson is licensed in AL 90243, AR 242366, AZ DFI 1043112, CA DRE 1162260, CO DRE 100509491, FL OFR LO65948, HI HI-242366, KS LO-0052167, MI 242366, MS DBCF, NM 394092, OR DFR, PA 106913, TN 242366, TX SML, WA DFI MLO-242366, WY 106663, NMLS 242366

C2 Financial Corporation is licensed in: AL 23303, AR 129945, AZ DFI 919209; CA DRE 01821025; CO DRE, FL OFR MBR3519; HI DFI HI-135622, KS MC0025884, MI FL0023565, MS DBCF 135622, NE DBF, NM FID, OR ML-4917, PA 104755, TN 135622, TX SML, WA DFI MB-135622, WY 4631 NMLS 135622

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