What information will be needed for the application (and how it’s kept private) Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission — that is, if you’re giving us information you want us to use to get you the best loan, we … Read more
Welcome to the Family! Let’s get to know each other better. Priority of Money System.pdf This one page document briefly outlines my philosophy towards mortgages and debt and will allow you to get to know me better. Family Profile.pdf This will help us to learn little bit more about you. Loan Timeline Checklist.pdf This document … Read more
Reverse mortgages (sometimes referred to as “home equity conversion loans”) enable older homeowners to use their equity without having to sell their home. The lender pays out funds based on your home equity amount; you receive a lump sum, a payment each month or a line of credit. Paying back your loan isn’t necessary … Read more
Choosing a Refinancing Loan The number of refinance options available is truly breathtaking. Contact us at 619-226-3234 and we will match you with the refinance program that fits you best. surveying your options, you can determine your goals for the refinance. Lowering Your Payments Are achieving lower monthly payments and an improved rate your main … Read more
A fixed-rate loan features the same payment amount for the entire duration of the loan. The property taxes and homeowners insurance will increase over time, but for the most part, payment amounts on these types of loans vary little. During the early amortization period of a fixed-rate loan, most of your monthly payment pays interest, and … Read more
Locking It In A rate “lock” or “commitment” is a promise from the lender to lock in a specific interest rate and a particular number of points for you for a certain period of time during your application process. This means your interest rate can’t rise as you are going through the application process. Rate … Read more
How much can you afford? Deciding how much house you can afford is a personal decision. Many factors come into play. How much can I borrow? How much can I put toward my down payment? What size monthly payment can I afford? There are no black and white answers to these questions. Its a matter … Read more
Make Private Mortgage Insurance a Thing of the Past In the market for a mortgage loan? We will be glad to help! Call us at (619) 226-3234. Ready to get started? Apply Now. While lenders have been obligated (for loans closed past July 1999) to cancel Private Mortgage Insurance (PMI) when the loan balance … Read more
Debt-to-Income Ratio In the market for a mortgage loan? We’ll be glad to talk about our many mortgage solutions! Call us at (619) 226-3234. Want to get started? Apply Online Now. Your ratio of debt to income is a formula lenders use to calculate how much of your income can be used for a … Read more
Building Your Down Payment Many borrowers can qualify for a loan, but they don’t have a lot of money to pay a down payment. Below are a few straightforward methods that will help you get together your down payment Tighten your belt and save. Look for ways to reduce your monthly expenditures to set aside … Read more
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Real Estate, Broker # 0919209, California Department of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MBR3519; Hawaii Department of Financial Institutions, Broker# HI-135622; Michigan Department of Insurance and Financial Services, DIFS# FL0023565, SR0023566; Mississippi Department of Banking and Consumer Finance; Oregon Division of Finance, DFR# ML-4917; Tennessee Department of Financial Institutions, DFI# 135622; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, HI, MI, MS, OR, TN, TX and WA. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. Texas Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/rmlo_mb_forms.html). The C2 corporate website is www.c2financialcorp.com. The NMLS Consumer website is www.nmlsconsumeraccess.org.
Todd Swanson is licensed in AL 90243, AR 242366, AZ DFI 1043112, CA DRE 1162260, CO DRE 100509491, FL OFR LO65948, HI HI-242366, KS LO-0052167, MI 242366, MS DBCF, NM 394092, OR DFR, PA 106913, TN 242366, TX SML, WA DFI MLO-242366, WY 106663, NMLS 242366
C2 Financial Corporation is licensed in: AL 23303, AR 129945, AZ DFI 919209; CA DRE 01821025; CO DRE, FL OFR MBR3519; HI DFI HI-135622, KS MC0025884, MI FL0023565, MS DBCF 135622, NE DBF, NM FID, OR ML-4917, PA 104755, TN 135622, TX SML, WA DFI MB-135622, WY 4631 NMLS 135622
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