Debt-to-Income Ratios

Debt-to-Income Ratio In the market for a mortgage loan? We’ll be glad to talk about our many mortgage solutions! Call us at (619) 226-3234. Want to get started? Apply Online Now.   Your ratio of debt to income is a formula lenders use to calculate how much of your income can be used for a … Read more

Your Down Payment

Building Your Down Payment   Many borrowers can qualify for a loan, but they don’t have a lot of money to pay a down payment. Below are a few straightforward methods that will help you get together your down payment Tighten your belt and save. Look for ways to reduce your monthly expenditures to set aside … Read more

Your FICO Score

You Credit Score- How’s Your FICO? Shopping for a mortgage? We can help! Give us a call today at (619) 226-3234. Ready to get started? Since we live in an automated society, it’s not surprising that your ability to repay your mortgage loan boils down to a single number. Credit reporting agencies use your history … Read more

Closing Costs

Don’t Forget Closing Costs In the market for a new mortgage? We’ll be glad to talk about our many mortgage solutions! Give us a call today at (619) 226-3234. Ready to begin? “Closing Costs” are the fees which cover the various services involved when you sell or buy a home. Sellers & buyers usually negotiate … Read more