You’ll see an interest rate and an Annual Percentage Rate (A.P.R.) for each mortgage loan you see advertised. The easy answer to “why” is that federal law requires the lender to tell you both. The A.P.R. is a tool for comparing different loans, which will include different interest rates but also different points and other … Read more
There can be little question, getting a mortgage is a complicated process. You wouldn’t be visiting our site if it were possible to complete a one-page application and get a great loan check cut in one day. Todd Swanson does the heavy lifting so you can concentrate on your life rather than the mortgage loan. … Read more
With the thrill that comes with an accepted offer and a “yes” from the lender, some homebuyers make the error of taking their enthusiasm straight to the mall or appliance store. Until your keys are in hand, there are still some hurdles to jump. Here are some things to stay clear of during the home … Read more
Selling your house when the fewest number of homes are available to buy is what puts you in the driver’s seat. With today’s high buyer traffic and low inventory of houses for sale, this power combination makes now the optimal time to sell, if you’re ready. Whether you want to move-up or downsize, here’s the … Read more
With recent changes in mortgage rates, it’s important to understand how these factors can impact your future purchase or sale of a property
The spring season is upon us and you may be wondering if you should enter the market now or wait until fall when prices are typically lower
The Spring Market has sprung and many potential buyers are unafraid to enter the competition.
Why it’s Important to Pre-Qualify Even if you haven’t researched houses to view yet, it’s important to visit with your mortgage pro early. Why? What can we do for you if you have not negotiated an amount, and do not yet know how much you want to borrow? We Can Help You Pre-Qualify We can … Read more
Got a Question? Do you have a question? We can help. Simply fill out the form below and we’ll contact you with the answer, with no obligation to you. We guarantee your privacy. Your Information [contact-form-7 id=”22900″ title=”loan-process”]
Loan Application Checklist In general, the documentation you will need includes: Check for application fee Property Information (if you already have a contract on a house) Purchase Agreement. Copy of legal description and MLS sheet. If you are selling your current home, copy of listing contract. If you have sold your current home, copy of … Read more
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Arizona Department of Real Estate, Broker # 0919209, California Department of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MBR3519; Hawaii Department of Financial Institutions, Broker# HI-135622; Michigan Department of Insurance and Financial Services, DIFS# FL0023565, SR0023566; Mississippi Department of Banking and Consumer Finance; Oregon Division of Finance, DFR# ML-4917; Tennessee Department of Financial Institutions, DFI# 135622; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of AZ, CA, CO, FL, HI, MI, MS, OR, TN, TX and WA. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. Texas Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/rmlo_mb_forms.html). The C2 corporate website is www.c2financialcorp.com. The NMLS Consumer website is www.nmlsconsumeraccess.org.
Todd Swanson is licensed in AL 90243, AR 242366, AZ DFI 1043112, CA DRE 1162260, CO DRE 100509491, FL OFR LO65948, HI HI-242366, KS LO-0052167, MI 242366, MS DBCF, NM 394092, OR DFR, PA 106913, TN 242366, TX SML, WA DFI MLO-242366, WY 106663, NMLS 242366
C2 Financial Corporation is licensed in: AL 23303, AR 129945, AZ DFI 919209; CA DRE 01821025; CO DRE, FL OFR MBR3519; HI DFI HI-135622, KS MC0025884, MI FL0023565, MS DBCF 135622, NE DBF, NM FID, OR ML-4917, PA 104755, TN 135622, TX SML, WA DFI MB-135622, WY 4631 NMLS 135622
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